Limited Company Director's Toolkit
Salary versus dividends, Corporation Tax, and your director's loan account.
Would you keep more by incorporating? Both routes, side by side.
Every growing UK sole trader eventually asks the same question: would I actually keep more money by switching to a limited company and paying myself a salary plus dividends? The honest answer depends on your specific profit level, not a rule of thumb. This workbook runs the real 2026/27 Income Tax, National Insurance, Corporation Tax and dividend tax rules side by side on your own numbers, so you can see the actual take-home difference — not a guess.
An .xlsx file you download and keep. Works in Excel 2016 and later, and in Numbers and LibreOffice.
Upload the .xlsx to Google Drive and open it with Google Sheets. Nothing to install.
Salary versus dividends, Corporation Tax, and your director's loan account.